Home Loans in UAE

Turn Your Dream Home Into Reality

Buying a home in the UAE is one of life's biggest investments — and the right mortgage can save you hundreds of thousands of dirhams over the loan tenure. At Trustfin, we partner with leading UAE mortgage providers to secure you the lowest rates, best loan-to-value ratios, and the most flexible repayment terms.

Whether you're a UAE national, expat resident, or non-resident investor, we have a home finance solution tailored to your situation — for ready properties, off-plan purchases, refinancing, or equity release.

Types of Home Finance We Arrange

  • Home Purchase Loan — for ready and off-plan properties
  • Mortgage Refinancing & Buy-Out — switch to a lower rate
  • Equity Release — unlock value from your existing property
  • Construction Finance — for plot owners building their home
  • Non-Resident Mortgages — for overseas property investors
  • Islamic Home Finance — Sharia-compliant options

Up to 25 Years Tenure

UAE mortgage tenures can extend up to 25 years for UAE nationals and 25 years (or until age 65-70) for expats, depending on the bank. We help you optimize the tenure to balance monthly EMIs with total interest paid.

Key Benefits

Benefits of Home Finance With Trustfin

Up to 80% Financing

Loan-to-value ratios up to 80% for UAE nationals and 75% for expats.

Tenure Up to 25 Years

Long tenures to keep your monthly installments comfortable.

Fixed & Variable Rates

Choose between fixed-rate stability or variable-rate flexibility.

Refinance & Save

Switch your existing mortgage for better terms and lower EMIs.

Islamic Options

Sharia-compliant home finance solutions available.

Pre-Approval First

Know your budget before you start property hunting.

General Guidance

Documents You'll Typically Need

Document requirements vary depending on whether you're salaried, self-employed, or buying as an investor.

Emirates ID & PassportWith residence visa page
Salary CertificateWith salary transfer details
Bank StatementsLast 6 months
Trade LicenseFor self-employed applicants
Property DocumentsMOU, title deed, or oqood
Liability LetterFrom banks with existing loans
Why Trustfin

Why Choose Trustfin for Your Mortgage

Best Rate Hunt

We shop across 15+ lenders to find the best mortgage rate for your profile.

End-to-End Process

From pre-approval to property handover, we guide every step.

Affordability Analysis

We help you understand true cost-of-ownership before signing.

Developer Relationships

Easier financing on developer-tied projects across Abu Dhabi & Dubai.

Your Dream Home Is Closer Than You Think

Get a free home finance pre-approval today.